Simple Ira Contribution Limits 2025 Employer Match. The employee contribution limits for a simple ira plan in 2025 are as follows: The simple ira contribution limit increased by $500 for 2025.
In 2025, the employee contribution limit is $16,000. In 2025, the maximum employee contribution limit for simple iras is $16,000, up from $15,500 in 2023.